HAPO Community Credit Union is a federally insured, state-chartered credit union headquartered in Richland, Washington, founded in 1953. It serves over 200,000 members across Washington, Oregon, and Idaho through approximately 27 branch locations. With over $3 billion in assets, HAPO provides comprehensive financial services including checking, savings, loans, and mortgages to its membership.

Harborstone Credit Union is a community credit union headquartered in Lakewood, Washington, serving members across King, Pierce, and Thurston counties with 17 branches. Originally founded in 1955 as McChord Federal Credit Union for airmen on McChord Air Force Base, it rebranded in 1996 and expanded its field of membership to all Washington residents. The credit union has grown to nearly 80,000 members with over $1.3 billion in assets.

Harvard Federal Credit Union (Harvard FCU) is a federally chartered, not-for-profit credit union founded in 1939 and headquartered in Cambridge, Massachusetts. It serves Harvard University affiliates, teaching hospital employees, and residents of certain Boston-area census tracts. The institution operates multiple branches in the Boston and Cambridge area and is regulated by the National Credit Union Administration (NCUA).

Hawaii Community Federal Credit Union, founded in 1936 as Kona Farmers Federal Credit Union, is headquartered in Kailua Kona on Hawaii Island. The credit union serves approximately 45,656 members across six locations and offers comprehensive financial services including checking, savings, loans, credit cards, and investment services. It is the eighth-largest credit union in Hawaii and was originally established by coffee farmers during the Great Depression.

Hawaii State Federal Credit Union (HSFCU) is a federally chartered credit union headquartered in Honolulu, Hawaii, regulated by the National Credit Union Administration (NCUA). It is the largest credit union in Hawaii, serving state, city, and county employees and their families across multiple islands with branches in Honolulu, Mililani, Kahului, and other locations.

Hawaiian Financial Federal Credit Union is the fourth-largest credit union in Hawaii, chartered in 1936 and headquartered in Honolulu. Originally founded as Mutelco Oahu Employees Federal Credit Union by Mutual Telephone Company employees, it transitioned to a community-based charter in 1999 and was renamed Hawaiian Financial Federal Credit Union in 2018. The institution serves over 53,000 members with approximately $964 million in assets across multiple branches on Oahu and Maui County.

HawaiiUSA Federal Credit Union, chartered in 1936, is the largest credit union in Hawaii with branches across Oahu, Maui, Kauai, and the Big Island. Originally founded as a credit union for educators, it has expanded to serve a broad membership including employees of numerous companies and associational groups throughout the state.

Heartland Credit Union is a member-owned, not-for-profit financial cooperative headquartered in Madison, Wisconsin, established in 1936. It serves over 34,000 members across southern Wisconsin and eastern Iowa with 13 branches, offering savings accounts, certificates, home and auto loans, and digital banking services. The credit union is merging with Novation Credit Union effective July 1, 2026.

Heritage Family Credit Union (HFCU) is a member-owned, not-for-profit cooperative headquartered in Rutland, Vermont, serving over 54,000 members across Vermont, New Hampshire, Massachusetts, and New York. Founded in 1956, it operates 11 branch locations and offers digital banking, lending, and investment services. The credit union recently merged with Tri State Area Federal Credit Union, expanding its geographic reach.

Heritage Financial Credit Union is a not-for-profit financial cooperative based in the Hudson Valley region, serving Orange, Ulster, Dutchess, Rockland, Sussex, and Pike counties. Founded in 1940, it has been operating for over 80 years and offers full-service banking including checking, savings, loans, and investment services. Member accounts are insured up to $250,000 by the NCUA.