ESL Federal Credit Union is a credit union headquartered in Rochester, New York, serving members primarily in the upstate New York region. Founded to serve educators and school employees, ESL FCU has grown into a larger institution offering comprehensive financial services including savings, loans, and investment products. The credit union operates multiple branches throughout New York and maintains a strong presence in the Rochester area.

Kinecta Federal Credit Union is a federally chartered credit union headquartered in Manhattan Beach, California, serving the greater Los Angeles area. It is one of the larger credit unions in Southern California with a focus on consumer and business banking services. Kinecta operates multiple branches and offers digital banking alongside traditional in-person services.

Reliant Community Federal Credit Union is a member-owned financial institution headquartered in Sodus, New York, founded in 1970. It operates nine branches across Monroe, Ontario, and Wayne Counties in New York, serving over 46,000 members with $678 million in assets. The credit union has roots as a teachers’ credit union and is recognized as one of America’s Best Regional Banks and Credit Unions for 2026.