Beginnings Credit Union is a federally chartered credit union located in Ithaca, New York, serving the local community and surrounding region. The institution operates as a member-owned financial cooperative providing banking services to eligible members.

The Summit Federal Credit Union, founded in 1941, is a not-for-profit, member-owned financial cooperative headquartered in Rochester, New York, with over $1.3 billion in assets and more than 93,000 members. The institution operates multiple full-service branches across the Finger Lakes, Western, and Central New York regions, including locations in Rochester, Buffalo, Syracuse, Seneca Falls, and Cortland. The Summit provides a comprehensive range of financial products including checking and savings accounts, personal and auto loans, mortgages, credit cards, and investment services.