Heritage Financial Credit Union is a federally chartered credit union based in Middletown, New York, serving members in the Hudson Valley region. The institution provides traditional credit union services including savings accounts, loans, and financial products to its membership base.

Hudson Valley Credit Union is a federally chartered credit union based in Poughkeepsie, New York, serving the Hudson Valley region. The institution provides financial services including savings, checking, loans, and other banking products to its membership. It operates as a community-focused financial cooperative in the mid-Hudson Valley area.