4Front Credit Union is a member-owned financial cooperative headquartered in Traverse City, Michigan, serving over 100,000 members across the state with 20 locations. The institution was formed on January 2, 2015, through the merger of Members Credit Union (founded 1954) and Bay Winds Federal Credit Union (founded 1957). As a not-for-profit organization, it provides comprehensive banking services including checking, savings, loans, mortgages, and investment services to individuals and small businesses throughout Michigan.
