Southern Energy Credit Union, headquartered in Birmingham, Alabama, is the second-largest credit union in Alabama and the largest state-chartered credit union in the state. Founded in 1953 as APCO Employees Credit Union, it rebranded in 2025 following mergers with Powerco Federal Credit Union and Mutual Savings Credit Union. The institution serves over 90,000 members through 28 branches across Alabama, Georgia, and Mississippi, with over $3.5 billion in assets.
