ESL Federal Credit Union is a credit union headquartered in Rochester, New York, serving members primarily in the upstate New York region. Founded to serve educators and school employees, ESL FCU has grown into a larger institution offering comprehensive financial services including savings, loans, and investment products. The credit union operates multiple branches throughout New York and maintains a strong presence in the Rochester area.

The Summit Federal Credit Union, founded in 1941, is a not-for-profit, member-owned financial cooperative headquartered in Rochester, New York, with over $1.3 billion in assets and more than 93,000 members. The institution operates multiple full-service branches across the Finger Lakes, Western, and Central New York regions, including locations in Rochester, Buffalo, Syracuse, Seneca Falls, and Cortland. The Summit provides a comprehensive range of financial products including checking and savings accounts, personal and auto loans, mortgages, credit cards, and investment services.