OneAZ Credit Union is a federally insured, state-chartered credit union headquartered in Phoenix, Arizona, founded in 1951 originally as the Arizona State Employees’ Credit Union. It is the second-largest credit union by assets in Arizona and serves over 150,000 members with 25+ branch locations statewide. The institution operates as a member-owned, not-for-profit organization providing personal and business banking services throughout Arizona.

OnPath Federal Credit Union is a federal credit union serving the Greater New Orleans area since 1961. It operates across Southeast Louisiana with 10 branch locations in four parishes and access to over 5,000 shared branches nationwide. The institution provides personal and commercial banking services including checking, savings, loans, mortgages, and investment products.

OnPoint Community Credit Union is the largest community-owned financial institution headquartered in Oregon, with over 637,000 members and $9.54 billion in assets. Founded in 1932 as Portland Teachers Credit Union, it operates 59 branches throughout Oregon and Southwest Washington. The credit union is federally insured by the NCUA and member-owned.

Operating Engineers Local Union #3 Federal Credit Union is a federal credit union headquartered in Livermore, California, serving over 119,000 members across multiple states with 27 branch locations. Founded in 1963 and federally chartered in 1986, it holds approximately $1.6 billion in assets and specializes in financial services for union workers and their families. The credit union is built by and for union members, offering savings accounts, loans, credit cards, and other banking products.

Orange County’s Federal Credit Union, originally chartered in 1938, is a member-owned financial cooperative headquartered in Santa Ana, California, serving over 116,000 members across Orange, Los Angeles, Riverside, and San Bernardino counties. With assets exceeding $2 billion, it offers comprehensive banking services including checking, savings, auto loans, mortgages, and credit cards. The credit union is federally insured by the NCUA and operates on a not-for-profit basis, returning profits to members through lower rates and reduced fees.

Oregon Community Credit Union (OCCU) is a member-owned credit union based in Eugene, Oregon, serving over 260,000 members across Oregon, Idaho, and Washington. Founded in 1956 as Lane Federal Credit Union, it converted to a community charter in 2016, expanding its membership field. OCCU offers personal and business banking services including checking, savings, loans, and investment services.

Oregon State Credit Union is a member-owned financial cooperative headquartered in Corvallis, Oregon, chartered by the State of Oregon in 2015 (originally chartered federally in 1954). It serves approximately 81,706 members across 12 branch locations in western and central Oregon and southwestern Washington. The credit union expanded its field of membership to geographic areas in 2015 to serve anyone living or working in 24 Oregon counties and two Washington counties.

Orion FCU (now operating as Orion Financial) is a federal credit union headquartered in Memphis, Tennessee, founded in 1957 as Memphis Area Teachers Credit Union. It serves the Mid-South region with over 70,000 members and nearly $1 billion in assets, offering savings, checking, loans, and other banking services. The institution rebranded to Orion Financial in 2025 while maintaining its federal credit union charter.

ORNL Federal Credit Union (ORNL FCU) is a not-for-profit, member-owned financial cooperative established in 1948, originally serving employees of Oak Ridge National Laboratory. Now operating as a community-chartered credit union with over 225,000 members and $4.71 billion in assets, it serves 19 counties across East Tennessee with branches, loans, deposit accounts, credit cards, and investment services.

Pacific Service Credit Union is a member-owned, non-profit credit union founded in 1936 and headquartered in Concord, California. It serves over 67,000 members across Northern California with more than $1.4 billion in assets. The credit union offers auto loans, home loans, checking and savings accounts, credit cards, and other financial products to individuals in its service area.