Michigan Schools and Government Credit Union (MSGCU) is headquartered in Clinton Township, Michigan, with over 137,000 members and $3.7 billion in assets. Founded in 1954 by educators, it is a not-for-profit, member-owned institution regulated by the NCUA with branches throughout Macomb, Oakland, Wayne, and Washtenaw counties. The credit union has evolved from serving primarily educators and government employees to welcoming all Michigan residents.

Michigan State University Federal Credit Union (MSUFCU) is headquartered in East Lansing, Michigan and is the largest university-based credit union in the world and second-largest in Michigan. Founded in 1937, it primarily serves students, alumni, faculty, and staff of Michigan State University and Oakland University, with over 350,000 members and $7.6 billion in assets as of late 2023. The credit union is federally chartered and regulated by the NCUA, with branches across Michigan and expanding presence in Illinois.

Mid American Credit Union is a full-service financial institution based in Wichita, Kansas, with approximately 45,000 members nationwide and $400 million in assets. Founded in 1936 and chartered as a state credit union since 1979, it serves employees of over 500 Kansas employers and residents of specific Kansas counties. The credit union is federally insured by the NCUA and operates multiple branches throughout the Midwest.

Mid-Hudson Valley Federal Credit Union (MHV) is a community credit union based in Kingston, New York, serving the Mid-Hudson Valley region since 1963. It operates multiple branches across Ulster, Dutchess, Orange, Westchester, Rockland, Putnam, and Sullivan counties in New York. The credit union is federally insured by the NCUA and offers a full range of financial services including checking, savings, loans, mortgages, and investment guidance.

Mid Minnesota Federal Credit Union (MMFCU) is a member-owned financial cooperative headquartered in Brainerd, Minnesota, serving eight counties in central Minnesota: Cass, Crow Wing, Douglas, Morrison, Norman, Otter Tail, Todd, and Wadena. The credit union operates 12 full-service branches and is federally insured by the NCUA. MMFCU offers a full range of financial services including loans, deposits, online banking, and investment services.

Mid Oregon Federal Credit Union is a member-owned, not-for-profit financial cooperative headquartered in Bend, Oregon, serving Central Oregon since 1957. It operates nine branch locations across Deschutes, Jefferson, Crook, Wheeler, Lake, and north Klamath Counties, offering checking and savings accounts, mortgages, auto loans, and other financial services to approximately 51,000 members.

MIDFLORIDA Credit Union is a federally insured state-chartered credit union based in Lakeland, Florida, founded in 1954 as the Polk County Teachers Credit Union. With over 65 branches across 59 of Florida’s 67 counties and more than $8 billion in assets, it serves over 434,000 members throughout Central Florida and beyond. The credit union is regulated by the National Credit Union Administration (NCUA) and is member-owned and not-for-profit.

MidSouth Community Federal Credit Union, established in 1936 as Bibb Teachers Federal Credit Union, is a not-for-profit financial cooperative headquartered in Macon, Georgia, serving over 43,000 members across nine branches. Originally chartered to serve educators, it expanded its field of membership in 1996 and again in 2010 to serve anyone living, working, worshiping, or attending school in 13 Middle Georgia counties. The credit union offers comprehensive banking services including auto loans, mortgages, checking and savings accounts, and credit cards.

MidWest America Federal Credit Union is a federally chartered credit union headquartered in Fort Wayne, Indiana, serving northeastern Indiana and surrounding areas since 1936. Originally founded by General Electric employees, it has expanded to serve over 51,000 members across 15 locations with assets exceeding $940 million. The credit union operates in Indiana, Illinois, and Kentucky with a focus on personalized financial services for its membership.

Mirastar Federal Credit Union, formerly known as Santa Clara County Federal Credit Union, is a federally insured, member-owned, not-for-profit financial cooperative headquartered in San Jose, California. Founded in 1950, it serves over 47,000 members across Santa Clara and San Benito Counties. The credit union rebranded to Mirastar in October 2024 to reflect its expanded mission of providing equitable access to banking services beyond its traditional county employee base.