Valley First Credit Union

Name: Valley First Credit Union
Address: 1501 Mitchell Rd, Ceres, California, 95307, United States
Telephone: 2095498500

Ceres, California

Category: Credit Union

Address: 1501 Mitchell Rd
Ceres
California
95307
United States

Phone: 2095498500

Description

Valley First Credit Union is a not-for-profit financial cooperative serving the Central Valley region of California, including Calaveras, Fresno, Kings, Madera, Mariposa, Merced, San Joaquin, Stanislaus, Tulare, and Tuolumne Counties. Operating under a Multiple Common Bond charter, it offers personal and business banking services with a focus on community reinvestment and member-owned governance. The credit union is federally insured by the NCUA and provides digital banking, lending, and savings products.

Membership Restrictions

Valley First Credit Union operates with a Multiple Common Bond charter allowing membership through several pathways: current employees or retirees of qualifying employers; members, employees, or retirees of qualified associations; immediate family members of existing members (spouse, child, sibling, parent, grandparent, grandchild, including step and adoptive relationships); household members sharing a residence with an existing member; and spouses of deceased members. Anyone who does not meet these criteria can join by becoming a member of the Financial Fitness Association (FFA), a nonprofit organization whose initial membership fee is covered by Valley First.